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Credit Articles (Page 19)

The Real Steal - Credit Card Loss Protection Offers
If you lose your credit card or have it stolen – how much money are you responsible for? Know how much you are liable for and avoid the scam artists. Don’t be fooled by high pressure phone calls offering worthless protection....
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Your Debts and Debt Collectors
You are responsible for your debts. If you fall behind in paying your creditors, or if an error is made on your account, you may be contacted by a “debt collector.” A debt collector is any person, other than the creditor, who regularly collects debts owed to others, including lawyers who collect debts on a regular basis. You have the right to be treated fairly by debt collectors....
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Your Credit Billing and Electronic Fund Transfer Statements
With the increased use of credit cards, electronic banking, and internet buying, checking your bills is of the utmost importance. Identity theft is rampant and checking your accounts regularly is your best defense against losing your good credit....
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Your Credit and Your Rights
A good credit rating is very important. Businesses inspect your credit history when they evaluate your applications for credit, insurance, employment, and even leases. They can use it when they choose to give or deny you credit or insurance, provided you receive fair and equal treatment....
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Equal Credit Opportunity – What Can Creditors Do?
Credit is used by millions of consumers to finance an education or a house, remodel a home, or get a small business loan. Creditors have rules to follow – so make sure you know the rules and ensure that they are followed....
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Credit - You Have The Right To...
Know your rights - your credit rights. There are laws to protect you - but - you have to know the law....
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Applying for Credit - A Regular Catch-22
We live in a Catch-22 world. You can’t establish credit unless you have credit. You can’t get a loan until you have a history of good credit – but – how do you get a credit to begin? Being a good shopper and always paying with cash will come back to haunt you when you want to make a major purchase – like a car or a house....
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Instant Approval Credit Cards Can Save Your Time
Nowadays instant approval credit cards are very popular with people. One of the most important things about this type of plastics is that you will be able to know about the creditor's decision within the shortest period of time....
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